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Public Liability Insurance Online Quote

We understand that there is more to business insurance than just public liability.

Our system allows you to request quotes on a range of policies including public liability, professional indemnity, income protection and all other forms of business insurance.

Instead of having to complete multiple forms for each different type of insurance, we can provide you with quotes on a range of cover types using our simple online form.

Public Liability Insurance for business owners

Your decision to seek out public liability insurance is a wise business and financial decision. Public liability insurance will protect you and your business – and your hard-earned livelihood from debilitating legal consequences – allowing you to have a sustainable and protected business environment.

Business owners have a duty of care to any third party that comes into contact with their business and its activities, including customers, contractors, and other members of the community. The legal obligation you have in business is to take reasonable action to avoid third party injury, death, loss, and property damage.

Given the extreme financial impacts that a legal claim can pose both to your businesses reputation and to the hip pocket, public liability insurance gives you, as a business owner, peace of mind that you can continue to build your business and support your employees and family – the reason you are in business.

Every business operating in Australia has a vulnerability to a range of incidents, which can result in costly public liability claims. Public liability insurance helps protect you and your business.

What does public liability insurance cover?

Regardless of business size if your business operates in public – whether you have a physical business location, mobile or online business. Public liability insurance typically covers:

  • Injury to a third party: This includes third party injury while visiting your business or using your products or if you visit a client and are deemed to be negligent for them getting injured.
  • Loss or damage to property: This includes covering the loss or damage to a third party’s property that was in your control or care custody if you were found negligent. Damage while performing your service, as well as the damage of your products may be responsible for.
  • Legal costs: These costs may arise from the defence or settlement of a claim.
  • Others acting on your behalf: This includes covering workers who may be acting on behalf of your business during the incident, but generally not sub-contractors that are working for you.

Who does public liability insurance cover?

When a business takes out a public liability policy, the policy will protect the business and people directly employees by the business, including:

  • The business itself
  • The employees of the business
  • Business partners
  • The company directors
  • In some cases, contractors representing your company

What is the cost of public liability insurance?

Public liability insurance premiums vary depending on your business type, turnover, and size of your business. Publicliabilityinsurance.com.au represent your business to ensure that you can access the public liability that meets your budget and business needs.

At Publicliabilityinsurance.com.au we understand that there is more to business insurance than just public liability.

Our system allows you to request quotes on a range of policies including public liability, professional indemnity, income protection and all other forms of business insurance.

Instead of having to complete multiple forms for each different type of insurance, we can provide you with quotes on a range of cover types using our simple online form.

small business insurance

Please note that in some cases the information we obtain online may not be sufficient to provide you with an accurate quote.

In this case an insurance adviser will contact you via phone or email to request any additional information which is required.

Public liability insurance is more expensive in Australia than other countries due to the high rates of litigation in this country. In most cases places like New South Wales and Victoria are even more litigious than the majority of states in the USA. Publicliabilityinsurance.com.au deals with most of Australia’s top insurers to ensure we get you competitive pricing on your Public liability insurance and to make sure the covers meet the highest standards possible, so you can buy with confidence that if and when you have to make a claim, the policy will be there in your time of need to pay out.

You may wonder how do you get a public liability insurance quote, the simple answer is you provide your information and then we take it to the market to find you the best price with the right provider. After we have all of the information we than come back to you with the information we have sourced. Usually we come back to you with the cheapest price we can find, but with some high risk and hard to place occupations the cheapest option may not be the best option to cover you and your business, so we will look at all of the things that may affect you to make sure you have superior coverage.

Small business public liability insurance is where we focus most of our efforts, as we enjoy helping small businesses out and enjoy seeing them grow as the years go on and making sure that we meet your ongoing requirements as your business grows. As your small business insurance requirements change we can meet them with insurance products other than just the regular public liability insurance. We have access to all of the product that a regular Insurance Broker has access to, so you can rest assured that we can stay with you the whole way of your business journey.